Contact Us
CreditInformant.com
- 7177 W. Kentucky Drive
- Unit C
- Lakewood, CO 80226
- Phone OR Fax: 800-734-0562
- Email: admin@creditinformant.com
Get Informed!
Bad Credit Myths
(Touch the Myth to see the FACT)
- Myth:"Buying Things Online is the ONLY way my Identity Can Be Stolen."
- FACT
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Spyware and Adware are the primary ways thiefs steal your identity online. See our Identity Theft page for more...
- Myth:"I have a Bankruptcy/Foreclosure. I can NEVER get a home loan."
- FACT
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Not True! There are plenty of lenders who will lend under those circumstances and it has less to do with your credit than you might think... See our Do I Qualify page for more...
- Myth:"I don't make enough money to have good credit."
- FACT
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How much you make has NO impact on your credit score. See our Do I Qualify page to find out what DOES impact your credit score...
- Myth:"I Have Bad Credit and now I have to suffer for seven years."
- FACT
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Nope! A bad credit home loan and a good plan can get your credit score back to normal in no more that 2 YEARS!!! See our Strategies To Improve Your Credit page for more...
- Myth:"My Credit Report has errors--there is nothing I can do about it."
- FACT
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Yes there is! You can remove ALL erroneous information from your credit report. See our Credit Repair page for more...
- Myth:"Credit Card companies only report to the Credit Bureaus if you carry a balance."
- FACT
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Credit Card companies report every single month REGARDLESS of your balance. See our Fine Tuning Your Credit page for tips on how to take advantage of this...
- Myth:"When I pay off a past-due account, such as a charge off or a collection account, it will show "paid" and will no longer be negative."
- FACT
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A Paid Collection is just that: A PAID COLLECTION. The item needs to be removed from the report on order to increase your FICO. See our Credit 411 page to find out how...
- Myth:"Bad Credit is OK--my FICO score is only used for big purchases like cars and houses."
- FACT
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Not True! Did you know that there is only ONE car insurance company that DOES NOT pull your credit before giving you a quote? Find out who it is on ourCredit 411 page...
- Myth:"Playing the 0% interest, balance transfer game can save me money."
- FACT
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It CAN, but you need to be careful how you go about it. See our Good Debt vs. Bad Debt page to find out how to avoid the pitfalls...
Planning Articles
- Welcome to Spending Management: Your Financial Crystal Ball
- Building Wealth: A beginners Guide to Securing Your Financial Future
- Prepare For Your Financial Future
Fabulous Four Part Article on Spending Management by www.personalfinancebudgeting.com
Absolute MUST READ from the Federal Reserve Bank of Dallas.
Know What You Can Expect From Social Security
About Financial Planning
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Financial Planning